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Comprehensive Local Credit Card Guide

Zap Credit Cards

Credit Card Debt in Zap

^ Average credit card debt in Zap is approximately $4,011, based on overall North Dakota data. [1]

Credit Card Delinquency in Zap

^ Based on overall ND data, the credit card delinquency rate in Zap is approximately 0.35%. [2]

Credit Scores in Zap

^ The average credit score in Zap is approximately 721, based on collective North Dakota data. [3]

ND Credit Cards

Zap, ND Credit Card & Personal Finance Statistics

Zap Credit Card Debt


  • Credit Card Debt in Zap
    • The estimated average credit card debt for Zap residents is $4,011. [1]
    • Average credit card debt amount in North Dakota (all cities) is 19% less than the national average of $4,965.
    • Collectively, North Dakota cities rank 50th in the U.S. in average credit card debt. [1]

Zap Credit Card Calculator


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Zap Credit Scores


  • Credit Scores in Zap
    • Residents of Zap, ND have an estimated average credit score of 721. [3]
    • The average credit score in North Dakota (all cities) is 3.59% greater than the national average score of 696.
    • North Dakota collectively ranks 1st in the U.S. in average credit score of residents. [3]

More Zap, ND Credit Stats

  • Credit card delinquency rates in North Dakota [2]
    • North Dakota residents (all cities) rank 51st in the U.S. with a rate that is 39% less than the national average of 0.57%.
  • Zap cardholders that are more than 90 days late on payments
    • North Dakota Rate: 0.35%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Zap [4]
    • Zap (North Dakota) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about North Dakota

About Zap

Zap is a city located in Mercer County in the state of North Dakota, and has a population of approximately 237. [6]

ND Credit Cards

Zap Credit Cards

For more information about Zap credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Additional Cities in ND

ZIP Codes in North Dakota


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Dakota State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau