Comprehensive Local Credit Card Guide

Credit Cards in 58278 (Thompson, ND)

Credit Card Debt in 58278

^ Average credit card debt in 58278 is approximately $4,011, based on overall North Dakota data. ^[1]

Credit Card Delinquency in 58278

^ Based on overall North Dakota data, the credit card delinquency rate in Thompson is approximately 0.35%. ^[2]

Credit Scores in 58278

^ The average credit score in Thompson is approximately 721, based on collective North Dakota data. ^[3]

Credit Card & Personal Finance Statistics in 58278

Credit Card Debt in 58278

58278 Credit Card Debt
- The estimated average credit card debt for 58278 residents is $4,011. ^[1]
- Average credit card debt amount in North Dakota (all cities) is 19% less than the national average of $4,965.
- Collectively, North Dakota cities rank 50th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 58278

How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)

Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.

58278 Credit Scores

Credit Scores in 58278
- Residents of 58278 (ND) have an estimated average credit score of 721. ^[3]
- The average credit score in North Dakota (all cities) is 3.59% greater than the national average score of 696.
- North Dakota collectively ranks 1st in the U.S. in average credit score of residents. ^[3]

More 58278 (Thompson, ND) Credit Stats

Credit card delinquency rates in North Dakota ^[2]
- North Dakota residents (all cities) rank 51st in the U.S. with a rate that is 39% less than the national average of 0.57%.

Cardholders in 58278 who are more than 90 days late on payments
- North Dakota Rate: 0.35%
- National Average: 0.57%

Statute of limitations for credit card debt in 58278 ^[4]
- 58278 (North Dakota) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 58278 (Thompson, ND)

Recent credit card complaints originating from consumers in 58278, ND. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 58278

Complaint Issue	Number of Complaints*

* Total 2021 - 2024 (current)

Additional information about North Dakota

About 58278

58278 is associated with the city of Thompson, which is located in Grand Forks County in the state of North Dakota. ^[6]

58278 Credit Cards

For more information about 58278 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in North Dakota

Cities in ND

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Dakota State Legislature

5. ^ Consumer financial complaints in 58278

6. ^ United States Census Bureau