Comprehensive Local Credit Card Guide

Winston Salem Credit Cards

Credit Card Debt in Winston Salem

^ Average credit card debt in Winston Salem is approximately $5,548, based on overall North Carolina data. ^[1]

Credit Card Delinquency in Winston Salem

^ Based on overall NC data, the credit card delinquency rate in Winston Salem is approximately 0.66%. ^[2]

Credit Scores in Winston Salem

^ The average credit score in Winston Salem is approximately 685, based on collective North Carolina data. ^[3]

Winston Salem, NC Credit Card & Personal Finance Statistics

Winston Salem Credit Card Debt

Credit Card Debt in Winston Salem
- The estimated average credit card debt for Winston Salem residents is $5,548. ^[1]
- Average credit card debt amount in North Carolina (all cities) is 12% greater than the national average of $4,965.
- Collectively, North Carolina cities rank 4th in the U.S. in average credit card debt. ^[1]

Winston Salem Credit Card Calculator

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Winston Salem Credit Scores

Credit Scores in Winston Salem
- Residents of Winston Salem, NC have an estimated average credit score of 685. ^[3]
- The average credit score in North Carolina (all cities) is 1.58% less than the national average score of 696.
- North Carolina collectively ranks 39th in the U.S. in average credit score of residents. ^[3]

More Winston Salem, NC Credit Stats

Credit card delinquency rates in North Carolina ^[2]
- North Carolina residents (all cities) rank 13th in the U.S. with a rate that is 16% greater than the national average of 0.57%.

Winston Salem cardholders that are more than 90 days late on payments
- North Carolina Rate: 0.66%
- National Average: 0.57%

Statute of limitations for credit card debt in Winston Salem ^[4]
- Winston Salem (North Carolina) Law: 3 years
- U.S. State Average: 5.4 years

Additional information about North Carolina

About Winston Salem

Winston Salem is a city located in Forsyth County in the state of North Carolina, and has a population of approximately 229,617. ^[6]

Winston Salem Credit Cards

For more information about Winston Salem credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Additional Cities in NC

ZIP Codes in North Carolina

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Carolina State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau