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Comprehensive Local Credit Card Guide

Waco Credit Cards

Credit Card Debt in Waco

^ Average credit card debt in Waco is approximately $5,548, based on overall North Carolina data. [1]

Credit Card Delinquency in Waco

^ Based on overall NC data, the credit card delinquency rate in Waco is approximately 0.66%. [2]

Credit Scores in Waco

^ The average credit score in Waco is approximately 685, based on collective North Carolina data. [3]

NC Credit Cards

Waco, NC Credit Card & Personal Finance Statistics

Waco Credit Card Debt


  • Credit Card Debt in Waco
    • The estimated average credit card debt for Waco residents is $5,548. [1]
    • Average credit card debt amount in North Carolina (all cities) is 12% greater than the national average of $4,965.
    • Collectively, North Carolina cities rank 4th in the U.S. in average credit card debt. [1]

Waco Credit Card Calculator


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Waco Credit Scores


  • Credit Scores in Waco
    • Residents of Waco, NC have an estimated average credit score of 685. [3]
    • The average credit score in North Carolina (all cities) is 1.58% less than the national average score of 696.
    • North Carolina collectively ranks 39th in the U.S. in average credit score of residents. [3]

More Waco, NC Credit Stats

  • Credit card delinquency rates in North Carolina [2]
    • North Carolina residents (all cities) rank 13th in the U.S. with a rate that is 16% greater than the national average of 0.57%.
  • Waco cardholders that are more than 90 days late on payments
    • North Carolina Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Waco [4]
    • Waco (North Carolina) Law: 3 years
    • U.S. State Average: 5.4 years
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Additional information about North Carolina

About Waco

Waco is a town located in Cleveland County in the state of North Carolina, and has a population of approximately 321. [6]

NC Credit Cards

Waco Credit Cards

For more information about Waco credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Additional Cities in NC

ZIP Codes in North Carolina


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Carolina State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau