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Comprehensive Local Credit Card Guide

Troy Credit Cards

Credit Card Debt in Troy

^ Average credit card debt in Troy is approximately $5,548, based on overall North Carolina data. [1]

Credit Card Delinquency in Troy

^ Based on overall NC data, the credit card delinquency rate in Troy is approximately 0.66%. [2]

Credit Scores in Troy

^ The average credit score in Troy is approximately 685, based on collective North Carolina data. [3]

NC Credit Cards

Troy, NC Credit Card & Personal Finance Statistics

Troy Credit Card Debt


  • Credit Card Debt in Troy
    • The estimated average credit card debt for Troy residents is $5,548. [1]
    • Average credit card debt amount in North Carolina (all cities) is 12% greater than the national average of $4,965.
    • Collectively, North Carolina cities rank 4th in the U.S. in average credit card debt. [1]

Troy Credit Card Calculator


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Troy Credit Scores


  • Credit Scores in Troy
    • Residents of Troy, NC have an estimated average credit score of 685. [3]
    • The average credit score in North Carolina (all cities) is 1.58% less than the national average score of 696.
    • North Carolina collectively ranks 39th in the U.S. in average credit score of residents. [3]

More Troy, NC Credit Stats

  • Credit card delinquency rates in North Carolina [2]
    • North Carolina residents (all cities) rank 13th in the U.S. with a rate that is 16% greater than the national average of 0.57%.
  • Troy cardholders that are more than 90 days late on payments
    • North Carolina Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Troy [4]
    • Troy (North Carolina) Law: 3 years
    • U.S. State Average: 5.4 years
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Additional information about North Carolina

About Troy

Troy is a town located in Montgomery County in the state of North Carolina, and has a population of approximately 3,189. [6]

NC Credit Cards

Troy Credit Cards

For more information about Troy credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Additional Cities in NC

ZIP Codes in North Carolina


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Carolina State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau