Comprehensive Local Credit Card Guide

Stem Credit Cards

Credit Card Debt in Stem

^ Average credit card debt in Stem is approximately $5,548, based on overall North Carolina data. ^[1]

Credit Card Delinquency in Stem

^ Based on overall NC data, the credit card delinquency rate in Stem is approximately 0.66%. ^[2]

Credit Scores in Stem

^ The average credit score in Stem is approximately 685, based on collective North Carolina data. ^[3]

Stem, NC Credit Card & Personal Finance Statistics

Stem Credit Card Debt

Credit Card Debt in Stem
- The estimated average credit card debt for Stem residents is $5,548. ^[1]
- Average credit card debt amount in North Carolina (all cities) is 12% greater than the national average of $4,965.
- Collectively, North Carolina cities rank 4th in the U.S. in average credit card debt. ^[1]

Stem Credit Card Calculator

How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)

Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.

Stem Credit Scores

Credit Scores in Stem
- Residents of Stem, NC have an estimated average credit score of 685. ^[3]
- The average credit score in North Carolina (all cities) is 1.58% less than the national average score of 696.
- North Carolina collectively ranks 39th in the U.S. in average credit score of residents. ^[3]

More Stem, NC Credit Stats

Credit card delinquency rates in North Carolina ^[2]
- North Carolina residents (all cities) rank 13th in the U.S. with a rate that is 16% greater than the national average of 0.57%.

Stem cardholders that are more than 90 days late on payments
- North Carolina Rate: 0.66%
- National Average: 0.57%

Statute of limitations for credit card debt in Stem ^[4]
- Stem (North Carolina) Law: 3 years
- U.S. State Average: 5.4 years

Additional information about North Carolina

About Stem

Stem is a town located in Granville County in the state of North Carolina, and has a population of approximately 463. ^[6]

Stem Credit Cards

For more information about Stem credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Additional Cities in NC

ZIP Codes in North Carolina

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Carolina State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau