Spruce Pine, NC Credit Card & Personal Finance Statistics
Spruce Pine Credit Card Debt
- Credit Card Debt in Spruce Pine
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- The estimated average credit card debt for Spruce Pine residents is $5,548. [1]
- Average credit card debt amount in North Carolina (all cities) is
12% greater than the national average of $4,965.
- Collectively, North Carolina cities rank 4th in the U.S. in average credit card debt. [1]
Spruce Pine Credit Card Calculator
Spruce Pine Credit Scores
- Credit Scores in Spruce Pine
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- Residents of Spruce Pine, NC have an estimated average credit score of 685. [3]
- The average credit score in North Carolina (all cities) is
1.58% less than the national average score of 696.
- North Carolina collectively ranks 39th in the U.S. in average credit score of residents. [3]
More Spruce Pine, NC Credit Stats
- Credit card delinquency rates in North Carolina [2]
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- North Carolina residents (all cities) rank 13th in the U.S. with a rate that
is 16% greater than the national average of 0.57%.
- Spruce Pine cardholders that are more than 90 days late on payments
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- North Carolina Rate: 0.66%
- National Average: 0.57%
- Statute of limitations for credit card debt in Spruce Pine [4]
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- Spruce Pine (North Carolina) Law: 3 years
- U.S. State Average: 5.4 years
Additional information about North Carolina
About Spruce Pine
Spruce Pine is a town located in Mitchell County in the state of North Carolina, and has a population of approximately 2,175. [6]
Spruce Pine Credit Cards
For more information about Spruce Pine credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.
Did you know?
The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.
ZIP Codes in North Carolina
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
4. ^ North Carolina State Legislature
5. ^ Consumer Financial Protection Bureau
6. ^ United States Census Bureau
