Spruce Pine, NC Credit Card & Personal Finance Statistics
Spruce Pine Credit Card Debt
- Credit Card Debt in Spruce Pine
-
- The estimated average credit card debt for Spruce Pine residents is $5,548. [1]
- Average credit card debt amount in North Carolina (all cities) is
12% greater than the national average of $4,965.
- Collectively, North Carolina cities rank 4th in the U.S. in average credit card debt. [1]
Spruce Pine Credit Card Calculator
Spruce Pine Credit Scores
- Credit Scores in Spruce Pine
-
- Residents of Spruce Pine, NC have an estimated average credit score of 685. [3]
- The average credit score in North Carolina (all cities) is
1.58% less than the national average score of 696.
- North Carolina collectively ranks 39th in the U.S. in average credit score of residents. [3]
More Spruce Pine, NC Credit Stats
- Credit card delinquency rates in North Carolina [2]
-
- North Carolina residents (all cities) rank 13th in the U.S. with a rate that
is 16% greater than the national average of 0.57%.
- Spruce Pine cardholders that are more than 90 days late on payments
-
- North Carolina Rate: 0.66%
- National Average: 0.57%
- Statute of limitations for credit card debt in Spruce Pine [4]
-
- Spruce Pine (North Carolina) Law: 3 years
- U.S. State Average: 5.4 years
Additional information about North Carolina
About Spruce Pine
Spruce Pine is a town located in Mitchell County in the state of North Carolina, and has a population of approximately 2,175. [6]
Spruce Pine Credit Cards
For more information about Spruce Pine credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.
Did you know?
A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.
ZIP Codes in North Carolina
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
4. ^ North Carolina State Legislature
5. ^ Consumer Financial Protection Bureau
6. ^ United States Census Bureau
