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Comprehensive Local Credit Card Guide

Spring Lake Credit Cards

Credit Card Debt in Spring Lake

^ Average credit card debt in Spring Lake is approximately $5,548, based on overall North Carolina data. [1]

Credit Card Delinquency in Spring Lake

^ Based on overall NC data, the credit card delinquency rate in Spring Lake is approximately 0.66%. [2]

Credit Scores in Spring Lake

^ The average credit score in Spring Lake is approximately 685, based on collective North Carolina data. [3]

NC Credit Cards

Spring Lake, NC Credit Card & Personal Finance Statistics

Spring Lake Credit Card Debt


  • Credit Card Debt in Spring Lake
    • The estimated average credit card debt for Spring Lake residents is $5,548. [1]
    • Average credit card debt amount in North Carolina (all cities) is 12% greater than the national average of $4,965.
    • Collectively, North Carolina cities rank 4th in the U.S. in average credit card debt. [1]

Spring Lake Credit Card Calculator


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Spring Lake Credit Scores


  • Credit Scores in Spring Lake
    • Residents of Spring Lake, NC have an estimated average credit score of 685. [3]
    • The average credit score in North Carolina (all cities) is 1.58% less than the national average score of 696.
    • North Carolina collectively ranks 39th in the U.S. in average credit score of residents. [3]

More Spring Lake, NC Credit Stats

  • Credit card delinquency rates in North Carolina [2]
    • North Carolina residents (all cities) rank 13th in the U.S. with a rate that is 16% greater than the national average of 0.57%.
  • Spring Lake cardholders that are more than 90 days late on payments
    • North Carolina Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Spring Lake [4]
    • Spring Lake (North Carolina) Law: 3 years
    • U.S. State Average: 5.4 years
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Additional information about North Carolina

About Spring Lake

Spring Lake is a town located in Cumberland County in the state of North Carolina, and has a population of approximately 11,964. [6]

NC Credit Cards

Spring Lake Credit Cards

For more information about Spring Lake credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Additional Cities in NC

ZIP Codes in North Carolina


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Carolina State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau