Comprehensive Local Credit Card Guide

Spencer Mountain Credit Cards

Credit Card Debt in Spencer Mountain

^ Average credit card debt in Spencer Mountain is approximately $5,548, based on overall North Carolina data. ^[1]

Credit Card Delinquency in Spencer Mountain

^ Based on overall NC data, the credit card delinquency rate in Spencer Mountain is approximately 0.66%. ^[2]

Credit Scores in Spencer Mountain

^ The average credit score in Spencer Mountain is approximately 685, based on collective North Carolina data. ^[3]

Spencer Mountain, NC Credit Card & Personal Finance Statistics

Spencer Mountain Credit Card Debt

Credit Card Debt in Spencer Mountain
- The estimated average credit card debt for Spencer Mountain residents is $5,548. ^[1]
- Average credit card debt amount in North Carolina (all cities) is 12% greater than the national average of $4,965.
- Collectively, North Carolina cities rank 4th in the U.S. in average credit card debt. ^[1]

Spencer Mountain Credit Card Calculator

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Spencer Mountain Credit Scores

Credit Scores in Spencer Mountain
- Residents of Spencer Mountain, NC have an estimated average credit score of 685. ^[3]
- The average credit score in North Carolina (all cities) is 1.58% less than the national average score of 696.
- North Carolina collectively ranks 39th in the U.S. in average credit score of residents. ^[3]

More Spencer Mountain, NC Credit Stats

Credit card delinquency rates in North Carolina ^[2]
- North Carolina residents (all cities) rank 13th in the U.S. with a rate that is 16% greater than the national average of 0.57%.

Spencer Mountain cardholders that are more than 90 days late on payments
- North Carolina Rate: 0.66%
- National Average: 0.57%

Statute of limitations for credit card debt in Spencer Mountain ^[4]
- Spencer Mountain (North Carolina) Law: 3 years
- U.S. State Average: 5.4 years

Additional information about North Carolina

About Spencer Mountain

Spencer Mountain is a town located in Gaston County in the state of North Carolina, and has a population of approximately 37. ^[6]

Spencer Mountain Credit Cards

For more information about Spencer Mountain credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Additional Cities in NC

ZIP Codes in North Carolina

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Carolina State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau