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Comprehensive Local Credit Card Guide

Hot Springs Credit Cards

Credit Card Debt in Hot Springs

^ Average credit card debt in Hot Springs is approximately $5,548, based on overall North Carolina data. [1]

Credit Card Delinquency in Hot Springs

^ Based on overall NC data, the credit card delinquency rate in Hot Springs is approximately 0.66%. [2]

Credit Scores in Hot Springs

^ The average credit score in Hot Springs is approximately 685, based on collective North Carolina data. [3]

NC Credit Cards

Hot Springs, NC Credit Card & Personal Finance Statistics

Hot Springs Credit Card Debt


  • Credit Card Debt in Hot Springs
    • The estimated average credit card debt for Hot Springs residents is $5,548. [1]
    • Average credit card debt amount in North Carolina (all cities) is 12% greater than the national average of $4,965.
    • Collectively, North Carolina cities rank 4th in the U.S. in average credit card debt. [1]

Hot Springs Credit Card Calculator


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Hot Springs Credit Scores


  • Credit Scores in Hot Springs
    • Residents of Hot Springs, NC have an estimated average credit score of 685. [3]
    • The average credit score in North Carolina (all cities) is 1.58% less than the national average score of 696.
    • North Carolina collectively ranks 39th in the U.S. in average credit score of residents. [3]

More Hot Springs, NC Credit Stats

  • Credit card delinquency rates in North Carolina [2]
    • North Carolina residents (all cities) rank 13th in the U.S. with a rate that is 16% greater than the national average of 0.57%.
  • Hot Springs cardholders that are more than 90 days late on payments
    • North Carolina Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Hot Springs [4]
    • Hot Springs (North Carolina) Law: 3 years
    • U.S. State Average: 5.4 years
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Additional information about North Carolina

About Hot Springs

Hot Springs is a town located in Madison County in the state of North Carolina, and has a population of approximately 560. [6]

NC Credit Cards

Hot Springs Credit Cards

For more information about Hot Springs credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Additional Cities in NC

ZIP Codes in North Carolina


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Carolina State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau