Comprehensive Local Credit Card Guide

Hayesville Credit Cards

Credit Card Debt in Hayesville

^ Average credit card debt in Hayesville is approximately $5,548, based on overall North Carolina data. ^[1]

Credit Card Delinquency in Hayesville

^ Based on overall NC data, the credit card delinquency rate in Hayesville is approximately 0.66%. ^[2]

Credit Scores in Hayesville

^ The average credit score in Hayesville is approximately 685, based on collective North Carolina data. ^[3]

Hayesville, NC Credit Card & Personal Finance Statistics

Hayesville Credit Card Debt

Credit Card Debt in Hayesville
- The estimated average credit card debt for Hayesville residents is $5,548. ^[1]
- Average credit card debt amount in North Carolina (all cities) is 12% greater than the national average of $4,965.
- Collectively, North Carolina cities rank 4th in the U.S. in average credit card debt. ^[1]

Hayesville Credit Card Calculator

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Hayesville Credit Scores

Credit Scores in Hayesville
- Residents of Hayesville, NC have an estimated average credit score of 685. ^[3]
- The average credit score in North Carolina (all cities) is 1.58% less than the national average score of 696.
- North Carolina collectively ranks 39th in the U.S. in average credit score of residents. ^[3]

More Hayesville, NC Credit Stats

Credit card delinquency rates in North Carolina ^[2]
- North Carolina residents (all cities) rank 13th in the U.S. with a rate that is 16% greater than the national average of 0.57%.

Hayesville cardholders that are more than 90 days late on payments
- North Carolina Rate: 0.66%
- National Average: 0.57%

Statute of limitations for credit card debt in Hayesville ^[4]
- Hayesville (North Carolina) Law: 3 years
- U.S. State Average: 5.4 years

Additional information about North Carolina

About Hayesville

Hayesville is a town located in Clay County in the state of North Carolina, and has a population of approximately 311. ^[6]

Hayesville Credit Cards

For more information about Hayesville credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Additional Cities in NC

ZIP Codes in North Carolina

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Carolina State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau