Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Erwin Credit Cards

Credit Card Debt in Erwin

^ Average credit card debt in Erwin is approximately $5,548, based on overall North Carolina data. [1]

Credit Card Delinquency in Erwin

^ Based on overall NC data, the credit card delinquency rate in Erwin is approximately 0.66%. [2]

Credit Scores in Erwin

^ The average credit score in Erwin is approximately 685, based on collective North Carolina data. [3]

NC Credit Cards

Erwin, NC Credit Card & Personal Finance Statistics

Erwin Credit Card Debt


  • Credit Card Debt in Erwin
    • The estimated average credit card debt for Erwin residents is $5,548. [1]
    • Average credit card debt amount in North Carolina (all cities) is 12% greater than the national average of $4,965.
    • Collectively, North Carolina cities rank 4th in the U.S. in average credit card debt. [1]

Erwin Credit Card Calculator


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


Erwin Credit Scores


  • Credit Scores in Erwin
    • Residents of Erwin, NC have an estimated average credit score of 685. [3]
    • The average credit score in North Carolina (all cities) is 1.58% less than the national average score of 696.
    • North Carolina collectively ranks 39th in the U.S. in average credit score of residents. [3]

More Erwin, NC Credit Stats

  • Credit card delinquency rates in North Carolina [2]
    • North Carolina residents (all cities) rank 13th in the U.S. with a rate that is 16% greater than the national average of 0.57%.
  • Erwin cardholders that are more than 90 days late on payments
    • North Carolina Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Erwin [4]
    • Erwin (North Carolina) Law: 3 years
    • U.S. State Average: 5.4 years
CIT Savings Builder

Additional information about North Carolina

About Erwin

Erwin is a town located in Harnett County in the state of North Carolina, and has a population of approximately 4,405. [6]

NC Credit Cards

Erwin Credit Cards

For more information about Erwin credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Additional Cities in NC

ZIP Codes in North Carolina


Go

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Carolina State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau