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Comprehensive Local Credit Card Guide

Durham Credit Cards

Credit Card Debt in Durham

^ Average credit card debt in Durham is approximately $5,548, based on overall North Carolina data. [1]

Credit Card Delinquency in Durham

^ Based on overall NC data, the credit card delinquency rate in Durham is approximately 0.66%. [2]

Credit Scores in Durham

^ The average credit score in Durham is approximately 685, based on collective North Carolina data. [3]

NC Credit Cards

Durham, NC Credit Card & Personal Finance Statistics

Durham Credit Card Debt


  • Credit Card Debt in Durham
    • The estimated average credit card debt for Durham residents is $5,548. [1]
    • Average credit card debt amount in North Carolina (all cities) is 12% greater than the national average of $4,965.
    • Collectively, North Carolina cities rank 4th in the U.S. in average credit card debt. [1]

Durham Credit Card Calculator


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Durham Credit Scores


  • Credit Scores in Durham
    • Residents of Durham, NC have an estimated average credit score of 685. [3]
    • The average credit score in North Carolina (all cities) is 1.58% less than the national average score of 696.
    • North Carolina collectively ranks 39th in the U.S. in average credit score of residents. [3]

More Durham, NC Credit Stats

  • Credit card delinquency rates in North Carolina [2]
    • North Carolina residents (all cities) rank 13th in the U.S. with a rate that is 16% greater than the national average of 0.57%.
  • Durham cardholders that are more than 90 days late on payments
    • North Carolina Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Durham [4]
    • Durham (North Carolina) Law: 3 years
    • U.S. State Average: 5.4 years
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Additional information about North Carolina

About Durham

Durham is a city located in Durham County in the state of North Carolina, and has a population of approximately 228,330. [6]

NC Credit Cards

Durham Credit Cards

For more information about Durham credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Additional Cities in NC

ZIP Codes in North Carolina


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Carolina State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau