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Comprehensive Local Credit Card Guide

Clayton Credit Cards

Credit Card Debt in Clayton

^ Average credit card debt in Clayton is approximately $5,548, based on overall North Carolina data. [1]

Credit Card Delinquency in Clayton

^ Based on overall NC data, the credit card delinquency rate in Clayton is approximately 0.66%. [2]

Credit Scores in Clayton

^ The average credit score in Clayton is approximately 685, based on collective North Carolina data. [3]

NC Credit Cards

Clayton, NC Credit Card & Personal Finance Statistics

Clayton Credit Card Debt


  • Credit Card Debt in Clayton
    • The estimated average credit card debt for Clayton residents is $5,548. [1]
    • Average credit card debt amount in North Carolina (all cities) is 12% greater than the national average of $4,965.
    • Collectively, North Carolina cities rank 4th in the U.S. in average credit card debt. [1]

Clayton Credit Card Calculator


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Clayton Credit Scores


  • Credit Scores in Clayton
    • Residents of Clayton, NC have an estimated average credit score of 685. [3]
    • The average credit score in North Carolina (all cities) is 1.58% less than the national average score of 696.
    • North Carolina collectively ranks 39th in the U.S. in average credit score of residents. [3]

More Clayton, NC Credit Stats

  • Credit card delinquency rates in North Carolina [2]
    • North Carolina residents (all cities) rank 13th in the U.S. with a rate that is 16% greater than the national average of 0.57%.
  • Clayton cardholders that are more than 90 days late on payments
    • North Carolina Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Clayton [4]
    • Clayton (North Carolina) Law: 3 years
    • U.S. State Average: 5.4 years
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Additional information about North Carolina

About Clayton

Clayton is a town located in Johnston County in the state of North Carolina, and has a population of approximately 16,116. [6]

NC Credit Cards

Clayton Credit Cards

For more information about Clayton credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Additional Cities in NC

ZIP Codes in North Carolina


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Carolina State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau