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Comprehensive Local Credit Card Guide

Chapel Hill Credit Cards

Credit Card Debt in Chapel Hill

^ Average credit card debt in Chapel Hill is approximately $5,548, based on overall North Carolina data. [1]

Credit Card Delinquency in Chapel Hill

^ Based on overall NC data, the credit card delinquency rate in Chapel Hill is approximately 0.66%. [2]

Credit Scores in Chapel Hill

^ The average credit score in Chapel Hill is approximately 685, based on collective North Carolina data. [3]

NC Credit Cards

Chapel Hill, NC Credit Card & Personal Finance Statistics

Chapel Hill Credit Card Debt


  • Credit Card Debt in Chapel Hill
    • The estimated average credit card debt for Chapel Hill residents is $5,548. [1]
    • Average credit card debt amount in North Carolina (all cities) is 12% greater than the national average of $4,965.
    • Collectively, North Carolina cities rank 4th in the U.S. in average credit card debt. [1]

Chapel Hill Credit Card Calculator


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Chapel Hill Credit Scores


  • Credit Scores in Chapel Hill
    • Residents of Chapel Hill, NC have an estimated average credit score of 685. [3]
    • The average credit score in North Carolina (all cities) is 1.58% less than the national average score of 696.
    • North Carolina collectively ranks 39th in the U.S. in average credit score of residents. [3]

More Chapel Hill, NC Credit Stats

  • Credit card delinquency rates in North Carolina [2]
    • North Carolina residents (all cities) rank 13th in the U.S. with a rate that is 16% greater than the national average of 0.57%.
  • Chapel Hill cardholders that are more than 90 days late on payments
    • North Carolina Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Chapel Hill [4]
    • Chapel Hill (North Carolina) Law: 3 years
    • U.S. State Average: 5.4 years
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Additional information about North Carolina

About Chapel Hill

Chapel Hill is a town located in Orange County in the state of North Carolina, and has a population of approximately 57,233. [6]

NC Credit Cards

Chapel Hill Credit Cards

For more information about Chapel Hill credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Additional Cities in NC

ZIP Codes in North Carolina


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Carolina State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau