Credit Card & Personal Finance Statistics in 28640
Credit Card Debt in 28640
- 28640 Credit Card Debt
-
- The estimated average credit card debt for 28640 residents is $5,548. [1]
- Average credit card debt amount in North Carolina (all cities) is
12% greater than the national average of $4,965.
- Collectively, North Carolina cities rank 4th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 28640
28640 Credit Scores
- Credit Scores in 28640
-
- Residents of 28640 (NC) have an estimated average credit score of 685. [3]
- The average credit score in North Carolina (all cities) is
1.58% less than the national average score of 696.
- North Carolina collectively ranks 39th in the U.S. in average credit score of residents. [3]
More 28640 (Jefferson, NC) Credit Stats
- Credit card delinquency rates in North Carolina [2]
-
- North Carolina residents (all cities) rank 13th in the U.S. with a rate that
is 16% greater than the national average of 0.57%.
- Cardholders in 28640 who are more than 90 days late on payments
-
- North Carolina Rate: 0.66%
- National Average: 0.57%
- Statute of limitations for credit card debt in 28640 [4]
-
- 28640 (North Carolina) Law: 3 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 28640 (Jefferson, NC)
Recent credit card complaints originating from consumers in 28640, NC. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 28640
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
2 |
* Total 2021 - 2024 (current)
Additional information about North Carolina
About 28640
28640 is associated with the city of Jefferson, which is located in Ashe County in the state of North Carolina. [6]
Did you know?
Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.
Other ZIP Codes in North Carolina
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
