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Comprehensive Local Credit Card Guide

Credit Cards in 28388 (Southern Pines, NC)

Credit Card Debt in 28388

^ Average credit card debt in 28388 is approximately $5,548, based on overall North Carolina data. [1]

Credit Card Delinquency in 28388

^ Based on overall North Carolina data, the credit card delinquency rate in Southern Pines is approximately 0.66%. [2]

Credit Scores in 28388

^ The average credit score in Southern Pines is approximately 685, based on collective North Carolina data. [3]

NC Credit Cards

Credit Card & Personal Finance Statistics in 28388

Credit Card Debt in 28388


  • 28388 Credit Card Debt
    • The estimated average credit card debt for 28388 residents is $5,548. [1]
    • Average credit card debt amount in North Carolina (all cities) is 12% greater than the national average of $4,965.
    • Collectively, North Carolina cities rank 4th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 28388


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28388 Credit Scores


  • Credit Scores in 28388
    • Residents of 28388 (NC) have an estimated average credit score of 685. [3]
    • The average credit score in North Carolina (all cities) is 1.58% less than the national average score of 696.
    • North Carolina collectively ranks 39th in the U.S. in average credit score of residents. [3]

More 28388 (Southern Pines, NC) Credit Stats

  • Credit card delinquency rates in North Carolina [2]
    • North Carolina residents (all cities) rank 13th in the U.S. with a rate that is 16% greater than the national average of 0.57%.
  • Cardholders in 28388 who are more than 90 days late on payments
    • North Carolina Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 28388 [4]
    • 28388 (North Carolina) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 28388 (Southern Pines, NC)

Recent credit card complaints originating from consumers in 28388, NC. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 28388

Complaint Issue Number of Complaints*
Managing an account 1
Other features, terms, or problems 1
* Total 2021 - 2024 (current)

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Additional information about North Carolina

About 28388

28388 is associated with the city of Southern Pines, which is located in Moore County in the state of North Carolina. [6]

NC Credit Cards

28388 Credit Cards

For more information about 28388 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in North Carolina


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Cities in NC

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Carolina State Legislature

5. ^ Consumer financial complaints in 28388

6. ^ United States Census Bureau