Credit Card & Personal Finance Statistics in 27105
Credit Card Debt in 27105
- 27105 Credit Card Debt
-
- The estimated average credit card debt for 27105 residents is $5,548. [1]
- Average credit card debt amount in North Carolina (all cities) is
12% greater than the national average of $4,965.
- Collectively, North Carolina cities rank 4th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 27105
27105 Credit Scores
- Credit Scores in 27105
-
- Residents of 27105 (NC) have an estimated average credit score of 685. [3]
- The average credit score in North Carolina (all cities) is
1.58% less than the national average score of 696.
- North Carolina collectively ranks 39th in the U.S. in average credit score of residents. [3]
More 27105 (Winston Salem, NC) Credit Stats
- Credit card delinquency rates in North Carolina [2]
-
- North Carolina residents (all cities) rank 13th in the U.S. with a rate that
is 16% greater than the national average of 0.57%.
- Cardholders in 27105 who are more than 90 days late on payments
-
- North Carolina Rate: 0.66%
- National Average: 0.57%
- Statute of limitations for credit card debt in 27105 [4]
-
- 27105 (North Carolina) Law: 3 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 27105 (Winston Salem, NC)
Recent credit card complaints originating from consumers in 27105, NC. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 27105
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
236 |
| Improper use of your report |
128 |
| Problem with a credit reporting company's investigation |
71 |
| Problem with a company's investigation into an existing problem |
50 |
| Attempts to collect debt not owed |
27 |
| Other |
75 |
* Total 2021 - 2024 (current)
Additional information about North Carolina
About 27105
27105 is associated with the city of Winston Salem, which is located in Forsyth County in the state of North Carolina. [6]
Did you know?
The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.
Other ZIP Codes in North Carolina
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
