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Comprehensive Local Credit Card Guide

Watertown Credit Cards

Credit Card Debt in Watertown

^ Average credit card debt in Watertown is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in Watertown

^ Based on overall NY data, the credit card delinquency rate in Watertown is approximately 0.59%. [2]

Credit Scores in Watertown

^ The average credit score in Watertown is approximately 704, based on collective New York data. [3]

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Watertown, NY Credit Card & Personal Finance Statistics

Watertown Credit Card Debt


  • Credit Card Debt in Watertown
    • The estimated average credit card debt for Watertown residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

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Watertown Credit Scores


  • Credit Scores in Watertown
    • Residents of Watertown, NY have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More Watertown, NY Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Watertown cardholders that are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Watertown [4]
    • Watertown (New York) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about New York

About Watertown

Watertown is a city located in Jefferson County in the state of New York, and has a population of approximately 27,023. [6]

NY Credit Cards

Watertown Credit Cards

For more information about Watertown credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Additional Cities in NY

ZIP Codes in New York


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau