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Comprehensive Local Credit Card Guide

Oswego Credit Cards

Credit Card Debt in Oswego

^ Average credit card debt in Oswego is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in Oswego

^ Based on overall NY data, the credit card delinquency rate in Oswego is approximately 0.59%. [2]

Credit Scores in Oswego

^ The average credit score in Oswego is approximately 704, based on collective New York data. [3]

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Oswego, NY Credit Card & Personal Finance Statistics

Oswego Credit Card Debt


  • Credit Card Debt in Oswego
    • The estimated average credit card debt for Oswego residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

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Oswego Credit Scores


  • Credit Scores in Oswego
    • Residents of Oswego, NY have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More Oswego, NY Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Oswego cardholders that are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Oswego [4]
    • Oswego (New York) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about New York

About Oswego

Oswego is a city located in Oswego County in the state of New York, and has a population of approximately 18,142. [6]

NY Credit Cards

Oswego Credit Cards

For more information about Oswego credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Additional Cities in NY

ZIP Codes in New York


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau