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Comprehensive Local Credit Card Guide

Johnstown Credit Cards

Credit Card Debt in Johnstown

^ Average credit card debt in Johnstown is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in Johnstown

^ Based on overall NY data, the credit card delinquency rate in Johnstown is approximately 0.59%. [2]

Credit Scores in Johnstown

^ The average credit score in Johnstown is approximately 704, based on collective New York data. [3]

NY Credit Cards

Johnstown, NY Credit Card & Personal Finance Statistics

Johnstown Credit Card Debt


  • Credit Card Debt in Johnstown
    • The estimated average credit card debt for Johnstown residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

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Johnstown Credit Scores


  • Credit Scores in Johnstown
    • Residents of Johnstown, NY have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More Johnstown, NY Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Johnstown cardholders that are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Johnstown [4]
    • Johnstown (New York) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about New York

About Johnstown

Johnstown is a city located in Fulton County in the state of New York, and has a population of approximately 8,743. [6]

NY Credit Cards

Johnstown Credit Cards

For more information about Johnstown credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Additional Cities in NY

ZIP Codes in New York


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau