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Comprehensive Local Credit Card Guide

Cortland Credit Cards

Credit Card Debt in Cortland

^ Average credit card debt in Cortland is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in Cortland

^ Based on overall NY data, the credit card delinquency rate in Cortland is approximately 0.59%. [2]

Credit Scores in Cortland

^ The average credit score in Cortland is approximately 704, based on collective New York data. [3]

NY Credit Cards

Cortland, NY Credit Card & Personal Finance Statistics

Cortland Credit Card Debt


  • Credit Card Debt in Cortland
    • The estimated average credit card debt for Cortland residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Cortland Credit Card Calculator


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Cortland Credit Scores


  • Credit Scores in Cortland
    • Residents of Cortland, NY have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More Cortland, NY Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cortland cardholders that are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Cortland [4]
    • Cortland (New York) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about New York

About Cortland

Cortland is a city located in Cortland County in the state of New York, and has a population of approximately 19,204. [6]

NY Credit Cards

Cortland Credit Cards

For more information about Cortland credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Additional Cities in NY

ZIP Codes in New York


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau