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Comprehensive Local Credit Card Guide

Credit Cards in 12508 (Beacon, NY)

Credit Card Debt in 12508

^ Average credit card debt in 12508 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 12508

^ Based on overall New York data, the credit card delinquency rate in Beacon is approximately 0.59%. [2]

Credit Scores in 12508

^ The average credit score in Beacon is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 12508

Credit Card Debt in 12508


  • 12508 Credit Card Debt
    • The estimated average credit card debt for 12508 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 12508


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12508 Credit Scores


  • Credit Scores in 12508
    • Residents of 12508 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 12508 (Beacon, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 12508 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 12508 [4]
    • 12508 (New York) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about New York

About 12508

12508 is associated with the city of Beacon, which is located in Dutchess County in the state of New York. [6]

NY Credit Cards

12508 Credit Cards

For more information about 12508 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in New York


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau