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Comprehensive Local Credit Card Guide

Credit Cards in 10116 (New York, NY)

Credit Card Debt in 10116

^ Average credit card debt in 10116 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 10116

^ Based on overall New York data, the credit card delinquency rate in New York is approximately 0.59%. [2]

Credit Scores in 10116

^ The average credit score in New York is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 10116

Credit Card Debt in 10116


  • 10116 Credit Card Debt
    • The estimated average credit card debt for 10116 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 10116


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10116 Credit Scores


  • Credit Scores in 10116
    • Residents of 10116 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 10116 (New York, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 10116 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 10116 [4]
    • 10116 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 10116 (New York, NY)

Recent credit card complaints originating from consumers in 10116, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Mar 5, 2015
10116
Late fee
SYNCHRONY FINANCIAL
Closed with explanation
Yes
Yes
Mar 14, 2014
10116
Credit card protection / Debt protection
CAPITAL ONE FINANCIAL CORPORATION
Closed with non-monetary relief
Yes
No
Feb 13, 2017
10116
Transaction issue
BARCLAYS BANK DELAWARE
Closed with explanation
Yes
No
Aug 19, 2014
10116
Advertising and marketing
CITIBANK, N.A.
Closed with explanation
Yes
No

Local financial institutions in or near 10116

Banks in or near 10116 (New York, NY)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 10116 produced no matches.

ATMs in or near 10116 (New York, NY)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 10116 produced no matches.

Credit Unions in or near 10116 (New York, NY)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 10116 produced no matches.

Household Income Statistics in 10116

Income: 10116 vs. New York

Median household income in 10116 ($138,020) is approximately 114 percent greater than the median income for the state as a whole ($64,481). [5]


Income Breakdown in 10116

The median household income in 10116 is $138,020, versus $64,481 for New York and $58,283 for the U.S. Approximately 17 percent of New York households have incomes below poverty level. [5]



Income: 10116 vs. Nation

Median household income in 10116 ($138,020) is approximately 137 percent greater than the median income for the entire United States ($58,283). [5]


Additional information about New York

About 10116

10116 is associated with the city of New York, which is located in New York County in the state of New York. [6]

NY Credit Cards

10116 Credit Cards

For more information about 10116 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in New York


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Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau