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Comprehensive Local Credit Card Guide

Credit Cards in 10037 (New York, NY)

Credit Card Debt in 10037

^ Average credit card debt in 10037 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 10037

^ Based on overall New York data, the credit card delinquency rate in New York is approximately 0.59%. [2]

Credit Scores in 10037

^ The average credit score in New York is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 10037

Credit Card Debt in 10037


  • 10037 Credit Card Debt
    • The estimated average credit card debt for 10037 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 10037


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10037 Credit Scores


  • Credit Scores in 10037
    • Residents of 10037 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 10037 (New York, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 10037 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 10037 [4]
    • 10037 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 10037 (New York, NY)

Recent credit card complaints originating from consumers in 10037, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Aug 11, 2016
10037
Delinquent account
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Mar 6, 2012
10037
Billing disputes
AMERICAN EXPRESS COMPANY
Closed without relief
Yes
No
Sep 10, 2014
10037
Billing disputes
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Apr 28, 2016
10037
Closing/Cancelling account
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Sep 12, 2014
10037
Credit card protection / Debt protection
JPMORGAN CHASE & CO.
Closed with explanation
Yes
Yes
Oct 5, 2014
10037
Delinquent account
HSBC NORTH AMERICA HOLDINGS INC.
Closed with explanation
Yes
No
Dec 17, 2012
10037
Late fee
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Oct 23, 2015
10037
Late fee
AMERICAN EXPRESS COMPANY
Closed with monetary relief
Yes
No
Aug 10, 2016
10037
Other
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Sep 7, 2012
10037
Late fee
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Feb 8, 2013
10037
Billing disputes
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
No
Nov 15, 2012
10037
Unsolicited issuance of credit card
DISCOVER BANK
Closed with non-monetary relief
Yes
No
Jul 24, 2015
10037
Customer service / Customer relations
DISCOVER BANK
Closed with explanation
Yes
No

Local financial institutions in or near 10037

Banks in or near 10037 (New York, NY)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 10037 produced no matches.

ATMs in or near 10037 (New York, NY)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 10037 produced no matches.

Credit Unions in or near 10037 (New York, NY)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 10037 produced no matches.

Household Income Statistics in 10037

Income: 10037 vs. New York

Median household income in 10037 ($0) is approximately 100 percent less than the median income for the state as a whole ($64,481). [5]


Income Breakdown in 10037

The median household income in 10037 is $0, versus $64,481 for New York and $58,283 for the U.S. Approximately 17 percent of New York households have incomes below poverty level. [5]



Income: 10037 vs. Nation

Median household income in 10037 ($0) is approximately 100 percent less than the median income for the entire United States ($58,283). [5]


Additional information about New York

About 10037

10037 is associated with the city of New York, which is located in New York County in the state of New York. [6]

NY Credit Cards

10037 Credit Cards

For more information about 10037 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in New York


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Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau