Credit Card & Personal Finance Statistics in 10021
Credit Card Debt in 10021
- 10021 Credit Card Debt
- The estimated average credit card debt for 10021 residents is $4,952. 
- Average credit card debt amount in New York (all cities) is
0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. 
Credit Card Calculator for 10021
10021 Credit Scores
- Credit Scores in 10021
- Residents of 10021 (NY) have an estimated average credit score of 704. 
- The average credit score in New York (all cities) is
1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. 
More 10021 (New York, NY) Credit Stats
- Credit card delinquency rates in New York 
- New York residents (all cities) rank 19th in the U.S. with a rate that
is 4% greater than the national average of 0.57%.
- Cardholders in 10021 who are more than 90 days late on payments
- New York Rate: 0.59%
- National Average: 0.57%
- Statute of limitations for credit card debt in 10021 
- 10021 (New York) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 10021 (New York, NY)
Recent credit card complaints originating from consumers in 10021, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.
|Date Complaint Filed||ZIP of Complaint||Type of Complaint||Company||Status of Complaint||Timely response?||Consumer disputed?|
|Dec 28, 2011||10021||Transaction issue||AMERICAN EXPRESS COMPANY||Closed with relief||Yes||No|
|Dec 2, 2011||10021||Other||AMERICAN EXPRESS COMPANY||Closed without relief||Yes||No|
|Oct 2, 2015||10021||Identity theft / Fraud / Embezzlement||HSBC NORTH AMERICA HOLDINGS INC.||Closed with explanation||Yes||No|
|Oct 23, 2013||10021||APR or interest rate||TD BANK US HOLDING COMPANY||Closed with explanation||Yes||No|
|Feb 26, 2015||10021||Identity theft / Fraud / Embezzlement||SYNCHRONY FINANCIAL||Closed with non-monetary relief||Yes||No|
|Dec 6, 2016||10021||Billing disputes||AMERICAN EXPRESS COMPANY||Closed with explanation||Yes||No|
|Jan 28, 2013||10021||Collection debt dispute||CITIBANK, N.A.||Closed with explanation||Yes||No|
|May 8, 2015||10021||Payoff process||BANK OF AMERICA, NATIONAL ASSOCIATION||Closed with explanation||Yes||Yes|
|Mar 19, 2015||10021||Closing/Cancelling account||CAPITAL ONE FINANCIAL CORPORATION||Closed with explanation||Yes||No|
|Jan 10, 2013||10021||Credit reporting||SYNCHRONY FINANCIAL||Closed with explanation||Yes||No|
|Jun 10, 2014||10021||Other||WELLS FARGO & COMPANY||Closed with explanation||Yes||No|
|Jul 17, 2014||10021||Delinquent account||Experian Information Solutions Inc.||Closed with non-monetary relief||Yes||No|
|May 16, 2013||10021||Credit card protection / Debt protection||JPMORGAN CHASE & CO.||Closed with explanation||Yes||No|
|Apr 4, 2016||10021||Late fee||JPMORGAN CHASE & CO.||Closed with monetary relief||Yes||No|
|Sep 11, 2014||10021||Identity theft / Fraud / Embezzlement||TD BANK US HOLDING COMPANY||Closed with non-monetary relief||Yes||No|
|Jun 3, 2016||10021||Delinquent account||CAPITAL ONE FINANCIAL CORPORATION||Closed with explanation||Yes||No|
|Mar 31, 2015||10021||Identity theft / Fraud / Embezzlement||UNITED SERVICES AUTOMOBILE ASSOCIATION||Closed with explanation||Yes||No|
|May 20, 2016||10021||Identity theft / Fraud / Embezzlement||CITIBANK, N.A.||Closed with monetary relief||Yes||No|
|May 31, 2013||10021||Other fee||CITIBANK, N.A.||Closed with monetary relief||Yes||No|
|Feb 21, 2013||10021||Other||AMERICAN EXPRESS COMPANY||Closed with non-monetary relief||Yes||No|
|Nov 11, 2013||10021||Credit determination||BARCLAYS BANK DELAWARE||Closed with explanation||Yes||No|
|Jun 29, 2015||10021||Delinquent account||BANK OF AMERICA, NATIONAL ASSOCIATION||Closed with explanation||Yes||No|
|Dec 27, 2015||10021||Other||CAPITAL ONE FINANCIAL CORPORATION||Closed with explanation||Yes||No|
|Dec 8, 2014||10021||Delinquent account||JPMORGAN CHASE & CO.||Closed with explanation||Yes||No|
|Sep 29, 2014||10021||Privacy||DISCOVER BANK||Closed with explanation||Yes||No|
Local financial institutions in or near 10021
Banks in or near 10021 (New York, NY)
Local banks offering credit and financial products to residents of the community.
Sorry, no local banks found.
Our search for banks located in 10021 produced no matches.
ATMs in or near 10021 (New York, NY)
Local Automated Teller Machines (ATMs) for use by residents of the community.
Sorry, no local ATMs were found.
Our search for ATMs located in 10021 produced no matches.
Credit Unions in or near 10021 (New York, NY)
Local credit unions offering financial products to residents of the community.
Sorry, no local credit unions were found.
Our search for credit unions located in 10021 produced no matches.
Household Income Statistics in 10021
Income: 10021 vs. New York
Median household income in 10021 ($119,693) is approximately 86 percent greater than the median income for the state as a whole ($64,481). 
Income Breakdown in 10021
The median household income in 10021 is $119,693, versus $64,481 for New York and $58,283 for the U.S. Approximately 17 percent of New York households have incomes below poverty level. 
Income: 10021 vs. Nation
Median household income in 10021 ($119,693) is approximately 105 percent greater than the median income for the entire United States ($58,283). 
Additional information about New York
10021 is associated with the city of New York, which is located in New York County in the state of New York. 
Did you know?
Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.
Other ZIP Codes in New York
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
4. ^ New York State Legislature
5. ^ Consumer Financial Protection Bureau
6. ^ United States Census Bureau