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Comprehensive Local Credit Card Guide

Credit Cards in 10021 (New York, NY)

Credit Card Debt in 10021

^ Average credit card debt in 10021 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 10021

^ Based on overall New York data, the credit card delinquency rate in New York is approximately 0.59%. [2]

Credit Scores in 10021

^ The average credit score in New York is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 10021

Credit Card Debt in 10021


  • 10021 Credit Card Debt
    • The estimated average credit card debt for 10021 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 10021


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10021 Credit Scores


  • Credit Scores in 10021
    • Residents of 10021 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 10021 (New York, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 10021 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 10021 [4]
    • 10021 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 10021 (New York, NY)

Recent credit card complaints originating from consumers in 10021, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Dec 28, 2011
10021
Transaction issue
AMERICAN EXPRESS COMPANY
Closed with relief
Yes
No
Dec 2, 2011
10021
Other
AMERICAN EXPRESS COMPANY
Closed without relief
Yes
No
Oct 2, 2015
10021
Identity theft / Fraud / Embezzlement
HSBC NORTH AMERICA HOLDINGS INC.
Closed with explanation
Yes
No
Oct 23, 2013
10021
APR or interest rate
TD BANK US HOLDING COMPANY
Closed with explanation
Yes
No
Feb 26, 2015
10021
Identity theft / Fraud / Embezzlement
SYNCHRONY FINANCIAL
Closed with non-monetary relief
Yes
No
Dec 6, 2016
10021
Billing disputes
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
No
Jan 28, 2013
10021
Collection debt dispute
CITIBANK, N.A.
Closed with explanation
Yes
No
May 8, 2015
10021
Payoff process
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
Yes
Mar 19, 2015
10021
Closing/Cancelling account
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Jan 10, 2013
10021
Credit reporting
SYNCHRONY FINANCIAL
Closed with explanation
Yes
No
Jun 10, 2014
10021
Other
WELLS FARGO & COMPANY
Closed with explanation
Yes
No
Jul 17, 2014
10021
Delinquent account
Experian Information Solutions Inc.
Closed with non-monetary relief
Yes
No
May 16, 2013
10021
Credit card protection / Debt protection
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Apr 4, 2016
10021
Late fee
JPMORGAN CHASE & CO.
Closed with monetary relief
Yes
No
Sep 11, 2014
10021
Identity theft / Fraud / Embezzlement
TD BANK US HOLDING COMPANY
Closed with non-monetary relief
Yes
No
Jun 3, 2016
10021
Delinquent account
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Mar 31, 2015
10021
Identity theft / Fraud / Embezzlement
UNITED SERVICES AUTOMOBILE ASSOCIATION
Closed with explanation
Yes
No
May 20, 2016
10021
Identity theft / Fraud / Embezzlement
CITIBANK, N.A.
Closed with monetary relief
Yes
No
May 31, 2013
10021
Other fee
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Feb 21, 2013
10021
Other
AMERICAN EXPRESS COMPANY
Closed with non-monetary relief
Yes
No
Nov 11, 2013
10021
Credit determination
BARCLAYS BANK DELAWARE
Closed with explanation
Yes
No
Jun 29, 2015
10021
Delinquent account
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Dec 27, 2015
10021
Other
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Dec 8, 2014
10021
Delinquent account
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Sep 29, 2014
10021
Privacy
DISCOVER BANK
Closed with explanation
Yes
No

Local financial institutions in or near 10021

Banks in or near 10021 (New York, NY)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 10021 produced no matches.

ATMs in or near 10021 (New York, NY)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 10021 produced no matches.

Credit Unions in or near 10021 (New York, NY)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 10021 produced no matches.

Household Income Statistics in 10021

Income: 10021 vs. New York

Median household income in 10021 ($119,693) is approximately 86 percent greater than the median income for the state as a whole ($64,481). [5]


Income Breakdown in 10021

The median household income in 10021 is $119,693, versus $64,481 for New York and $58,283 for the U.S. Approximately 17 percent of New York households have incomes below poverty level. [5]



Income: 10021 vs. Nation

Median household income in 10021 ($119,693) is approximately 105 percent greater than the median income for the entire United States ($58,283). [5]


Additional information about New York

About 10021

10021 is associated with the city of New York, which is located in New York County in the state of New York. [6]

NY Credit Cards

10021 Credit Cards

For more information about 10021 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in New York


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Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau