New York Credit Card & Personal Finance Statistics
New York Credit Card Debt
- Credit Card Debt: NY vs. U.S.
-
- New York residents have average credit card debt of $4,952. [1]
- The average credit card debt amount in New York is
0% less than the national average of $4,965.
- NY ranks 20th in the nation in average credit card debt. [1]
Credit Card Delinquency in NY
- Cardholders that are more than 90 days late on credit card payments in New York [2]
-
- New York ranks 19th in the nation with a credit card delinquency rate that
is 4% greater than the national average of 0.57%.
- New York Rate: 0.59%
- National Average: 0.57%
- Statute of limitations for credit card debt in New York [4]
-
- New York: 6 years
- U.S. Average: 5.4 years
New York Credit Scores
- Credit Scores: NY vs. U.S.
-
- New York residents have an average credit score of 704. [3]
- The average credit score for New York residents is
1% greater than the national average score of 696.
- NY ranks 24th in the nation in average credit score. [3]
Additional information about New York
About New York
The state of New York has a population of approximately 19,378,102, ranking 4th in the nation. [5]
More about New York Credit Cards
For more information about New York credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.
Did you know?
A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
4. ^ New York State Legislature
5. ^ United States Census Bureau
6. ^ U.S. Federal Reserve
