Comprehensive Local Credit Card Guide

Credit Cards in 88201 (Roswell, NM)

Credit Card Debt in 88201

^ Average credit card debt in 88201 is approximately $4,920, based on overall New Mexico data. ^[1]

Credit Card Delinquency in 88201

^ Based on overall New Mexico data, the credit card delinquency rate in Roswell is approximately 0.55%. ^[2]

Credit Scores in 88201

^ The average credit score in Roswell is approximately 683, based on collective New Mexico data. ^[3]

Credit Card & Personal Finance Statistics in 88201

Credit Card Debt in 88201

88201 Credit Card Debt
- The estimated average credit card debt for 88201 residents is $4,920. ^[1]
- Average credit card debt amount in New Mexico (all cities) is 1% less than the national average of $4,965.
- Collectively, New Mexico cities rank 22nd in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 88201

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88201 Credit Scores

Credit Scores in 88201
- Residents of 88201 (NM) have an estimated average credit score of 683. ^[3]
- The average credit score in New Mexico (all cities) is 1.87% less than the national average score of 696.
- New Mexico collectively ranks 42nd in the U.S. in average credit score of residents. ^[3]

More 88201 (Roswell, NM) Credit Stats

Credit card delinquency rates in New Mexico ^[2]
- New Mexico residents (all cities) rank 28th in the U.S. with a rate that is 4% less than the national average of 0.57%.

Cardholders in 88201 who are more than 90 days late on payments
- New Mexico Rate: 0.55%
- National Average: 0.57%

Statute of limitations for credit card debt in 88201 ^[4]
- 88201 (New Mexico) Law: 4 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 88201 (Roswell, NM)

Recent credit card complaints originating from consumers in 88201, NM. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 88201

Complaint Issue	Number of Complaints*
Improper use of your report	13
Incorrect information on your report	12
Problem with a credit reporting company's investigation	4
Took or threatened to take negative or legal action	4
Problem with a purchase shown on your statement	3
Other	21

* Total 2021 - 2024 (current)

Additional information about New Mexico

About 88201

88201 is associated with the city of Roswell, which is located in Chaves County in the state of New Mexico. ^[6]

88201 Credit Cards

For more information about 88201 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in New Mexico

Cities in NM

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New Mexico State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau