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Comprehensive Local Credit Card Guide

Credit Cards in 87551 (Los Ojos, NM)

Credit Card Debt in 87551

^ Average credit card debt in 87551 is approximately $4,920, based on overall New Mexico data. [1]

Credit Card Delinquency in 87551

^ Based on overall New Mexico data, the credit card delinquency rate in Los Ojos is approximately 0.55%. [2]

Credit Scores in 87551

^ The average credit score in Los Ojos is approximately 683, based on collective New Mexico data. [3]

NM Credit Cards

Credit Card & Personal Finance Statistics in 87551

Credit Card Debt in 87551


  • 87551 Credit Card Debt
    • The estimated average credit card debt for 87551 residents is $4,920. [1]
    • Average credit card debt amount in New Mexico (all cities) is 1% less than the national average of $4,965.
    • Collectively, New Mexico cities rank 22nd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 87551


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87551 Credit Scores


  • Credit Scores in 87551
    • Residents of 87551 (NM) have an estimated average credit score of 683. [3]
    • The average credit score in New Mexico (all cities) is 1.87% less than the national average score of 696.
    • New Mexico collectively ranks 42nd in the U.S. in average credit score of residents. [3]

More 87551 (Los Ojos, NM) Credit Stats

  • Credit card delinquency rates in New Mexico [2]
    • New Mexico residents (all cities) rank 28th in the U.S. with a rate that is 4% less than the national average of 0.57%.
  • Cardholders in 87551 who are more than 90 days late on payments
    • New Mexico Rate: 0.55%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 87551 [4]
    • 87551 (New Mexico) Law: 4 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 87551 (Los Ojos, NM)

Recent credit card complaints originating from consumers in 87551, NM. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 87551

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about New Mexico

About 87551

87551 is associated with the city of Los Ojos, which is located in Rio Arriba County in the state of New Mexico. [6]

NM Credit Cards

87551 Credit Cards

For more information about 87551 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in New Mexico


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Cities in NM

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New Mexico State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau