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Comprehensive Local Credit Card Guide

Spring Lake Credit Cards

Credit Card Debt in Spring Lake

^ Average credit card debt in Spring Lake is approximately $5,484, based on overall New Jersey data. [1]

Credit Card Delinquency in Spring Lake

^ Based on overall NJ data, the credit card delinquency rate in Spring Lake is approximately 0.56%. [2]

Credit Scores in Spring Lake

^ The average credit score in Spring Lake is approximately 708, based on collective New Jersey data. [3]

NJ Credit Cards

Spring Lake, NJ Credit Card & Personal Finance Statistics

Spring Lake Credit Card Debt


  • Credit Card Debt in Spring Lake
    • The estimated average credit card debt for Spring Lake residents is $5,484. [1]
    • Average credit card debt amount in New Jersey (all cities) is 10% greater than the national average of $4,965.
    • Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. [1]

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Spring Lake Credit Scores


  • Credit Scores in Spring Lake
    • Residents of Spring Lake, NJ have an estimated average credit score of 708. [3]
    • The average credit score in New Jersey (all cities) is 1.72% greater than the national average score of 696.
    • New Jersey collectively ranks 21st in the U.S. in average credit score of residents. [3]

More Spring Lake, NJ Credit Stats

  • Credit card delinquency rates in New Jersey [2]
    • New Jersey residents (all cities) rank 26th in the U.S. with a rate that is 2% less than the national average of 0.57%.
  • Spring Lake cardholders that are more than 90 days late on payments
    • New Jersey Rate: 0.56%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Spring Lake [4]
    • Spring Lake (New Jersey) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about New Jersey

About Spring Lake

Spring Lake is a borough located in Monmouth County in the state of New Jersey, and has a population of approximately 2,993. [6]

NJ Credit Cards

Spring Lake Credit Cards

For more information about Spring Lake credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Additional Cities in NJ

ZIP Codes in New Jersey


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New Jersey State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau