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Comprehensive Local Credit Card Guide

Paterson Credit Cards

Credit Card Debt in Paterson

^ Average credit card debt in Paterson is approximately $5,484, based on overall New Jersey data. [1]

Credit Card Delinquency in Paterson

^ Based on overall NJ data, the credit card delinquency rate in Paterson is approximately 0.56%. [2]

Credit Scores in Paterson

^ The average credit score in Paterson is approximately 708, based on collective New Jersey data. [3]

NJ Credit Cards

Paterson, NJ Credit Card & Personal Finance Statistics

Paterson Credit Card Debt


  • Credit Card Debt in Paterson
    • The estimated average credit card debt for Paterson residents is $5,484. [1]
    • Average credit card debt amount in New Jersey (all cities) is 10% greater than the national average of $4,965.
    • Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. [1]

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Paterson Credit Scores


  • Credit Scores in Paterson
    • Residents of Paterson, NJ have an estimated average credit score of 708. [3]
    • The average credit score in New Jersey (all cities) is 1.72% greater than the national average score of 696.
    • New Jersey collectively ranks 21st in the U.S. in average credit score of residents. [3]

More Paterson, NJ Credit Stats

  • Credit card delinquency rates in New Jersey [2]
    • New Jersey residents (all cities) rank 26th in the U.S. with a rate that is 2% less than the national average of 0.57%.
  • Paterson cardholders that are more than 90 days late on payments
    • New Jersey Rate: 0.56%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Paterson [4]
    • Paterson (New Jersey) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about New Jersey

About Paterson

Paterson is a city located in Passaic County in the state of New Jersey, and has a population of approximately 146,199. [6]

NJ Credit Cards

Paterson Credit Cards

For more information about Paterson credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Additional Cities in NJ

ZIP Codes in New Jersey


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New Jersey State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau