Comprehensive Local Credit Card Guide

Credit Cards in 08876 (Somerville, NJ)

Credit Card Debt in 08876

^ Average credit card debt in 08876 is approximately $5,484, based on overall New Jersey data. ^[1]

Credit Card Delinquency in 08876

^ Based on overall New Jersey data, the credit card delinquency rate in Somerville is approximately 0.56%. ^[2]

Credit Scores in 08876

^ The average credit score in Somerville is approximately 708, based on collective New Jersey data. ^[3]

Credit Card & Personal Finance Statistics in 08876

Credit Card Debt in 08876

08876 Credit Card Debt
- The estimated average credit card debt for 08876 residents is $5,484. ^[1]
- Average credit card debt amount in New Jersey (all cities) is 10% greater than the national average of $4,965.
- Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 08876

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08876 Credit Scores

Credit Scores in 08876
- Residents of 08876 (NJ) have an estimated average credit score of 708. ^[3]
- The average credit score in New Jersey (all cities) is 1.72% greater than the national average score of 696.
- New Jersey collectively ranks 21st in the U.S. in average credit score of residents. ^[3]

More 08876 (Somerville, NJ) Credit Stats

Credit card delinquency rates in New Jersey ^[2]
- New Jersey residents (all cities) rank 26th in the U.S. with a rate that is 2% less than the national average of 0.57%.

Cardholders in 08876 who are more than 90 days late on payments
- New Jersey Rate: 0.56%
- National Average: 0.57%

Statute of limitations for credit card debt in 08876 ^[4]
- 08876 (New Jersey) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 08876 (Somerville, NJ)

Recent credit card complaints originating from consumers in 08876, NJ. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 08876

Complaint Issue	Number of Complaints*
Incorrect information on your report	49
Problem with a credit reporting company's investigation	36
Improper use of your report	8
Problem with a company's investigation into an existing problem	6
Attempts to collect debt not owed	4
Other	38

* Total 2021 - 2024 (current)

Additional information about New Jersey

About 08876

08876 is associated with the city of Somerville, which is located in Somerset County in the state of New Jersey. ^[6]

08876 Credit Cards

For more information about 08876 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in New Jersey

Cities in NJ

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New Jersey State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau