Credit Card & Personal Finance Statistics in 08865
Credit Card Debt in 08865
- 08865 Credit Card Debt
-
- The estimated average credit card debt for 08865 residents is $5,484. [1]
- Average credit card debt amount in New Jersey (all cities) is
10% greater than the national average of $4,965.
- Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 08865
08865 Credit Scores
- Credit Scores in 08865
-
- Residents of 08865 (NJ) have an estimated average credit score of 708. [3]
- The average credit score in New Jersey (all cities) is
1.72% greater than the national average score of 696.
- New Jersey collectively ranks 21st in the U.S. in average credit score of residents. [3]
More 08865 (Phillipsburg, NJ) Credit Stats
- Credit card delinquency rates in New Jersey [2]
-
- New Jersey residents (all cities) rank 26th in the U.S. with a rate that
is 2% less than the national average of 0.57%.
- Cardholders in 08865 who are more than 90 days late on payments
-
- New Jersey Rate: 0.56%
- National Average: 0.57%
- Statute of limitations for credit card debt in 08865 [4]
-
- 08865 (New Jersey) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 08865 (Phillipsburg, NJ)
Recent credit card complaints originating from consumers in 08865, NJ. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 08865
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
83 |
| Improper use of your report |
61 |
| Problem with a credit reporting company's investigation |
11 |
| Attempts to collect debt not owed |
9 |
| Managing an account |
9 |
| Other |
66 |
* Total 2021 - 2024 (current)
Additional information about New Jersey
About 08865
08865 is associated with the city of Phillipsburg, which is located in Warren County in the state of New Jersey. [6]
Did you know?
Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.
Other ZIP Codes in New Jersey
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
