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Comprehensive Local Credit Card Guide

Credit Cards in 08648 (Lawrence Township, NJ)

Credit Card Debt in 08648

^ Average credit card debt in 08648 is approximately $5,484, based on overall New Jersey data. [1]

Credit Card Delinquency in 08648

^ Based on overall New Jersey data, the credit card delinquency rate in Lawrence Township is approximately 0.56%. [2]

Credit Scores in 08648

^ The average credit score in Lawrence Township is approximately 708, based on collective New Jersey data. [3]

NJ Credit Cards

Credit Card & Personal Finance Statistics in 08648

Credit Card Debt in 08648


  • 08648 Credit Card Debt
    • The estimated average credit card debt for 08648 residents is $5,484. [1]
    • Average credit card debt amount in New Jersey (all cities) is 10% greater than the national average of $4,965.
    • Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 08648


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08648 Credit Scores


  • Credit Scores in 08648
    • Residents of 08648 (NJ) have an estimated average credit score of 708. [3]
    • The average credit score in New Jersey (all cities) is 1.72% greater than the national average score of 696.
    • New Jersey collectively ranks 21st in the U.S. in average credit score of residents. [3]

More 08648 (Lawrence Township, NJ) Credit Stats

  • Credit card delinquency rates in New Jersey [2]
    • New Jersey residents (all cities) rank 26th in the U.S. with a rate that is 2% less than the national average of 0.57%.
  • Cardholders in 08648 who are more than 90 days late on payments
    • New Jersey Rate: 0.56%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 08648 [4]
    • 08648 (New Jersey) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 08648 (Lawrence Township, NJ)

Recent credit card complaints originating from consumers in 08648, NJ. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 08648

Complaint Issue Number of Complaints*
Incorrect information on your report 110
Problem with a credit reporting company's investigation 54
Improper use of your report 49
Written notification about debt 21
Managing an account 14
Other 77
* Total 2021 - 2024 (current)

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Additional information about New Jersey

About 08648

08648 is associated with the city of Lawrence Township, which is located in Mercer County in the state of New Jersey. [6]

NJ Credit Cards

08648 Credit Cards

For more information about 08648 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in New Jersey


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New Jersey State Legislature

5. ^ Consumer financial complaints in 08648

6. ^ United States Census Bureau