Credit Card & Personal Finance Statistics in 08648
Credit Card Debt in 08648
- 08648 Credit Card Debt
-
- The estimated average credit card debt for 08648 residents is $5,484. [1]
- Average credit card debt amount in New Jersey (all cities) is
10% greater than the national average of $4,965.
- Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 08648
08648 Credit Scores
- Credit Scores in 08648
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- Residents of 08648 (NJ) have an estimated average credit score of 708. [3]
- The average credit score in New Jersey (all cities) is
1.72% greater than the national average score of 696.
- New Jersey collectively ranks 21st in the U.S. in average credit score of residents. [3]
More 08648 (Lawrence Township, NJ) Credit Stats
- Credit card delinquency rates in New Jersey [2]
-
- New Jersey residents (all cities) rank 26th in the U.S. with a rate that
is 2% less than the national average of 0.57%.
- Cardholders in 08648 who are more than 90 days late on payments
-
- New Jersey Rate: 0.56%
- National Average: 0.57%
- Statute of limitations for credit card debt in 08648 [4]
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- 08648 (New Jersey) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 08648 (Lawrence Township, NJ)
Recent credit card complaints originating from consumers in 08648, NJ. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 08648
Complaint Issue |
Number of Complaints* |
Incorrect information on your report |
110 |
Problem with a credit reporting company's investigation |
54 |
Improper use of your report |
49 |
Written notification about debt |
21 |
Managing an account |
14 |
Other |
77 |
* Total 2021 - 2024 (current)
Additional information about New Jersey
About 08648
08648 is associated with the city of Lawrence Township, which is located in Mercer County in the state of New Jersey. [6]
Did you know?
Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.
Other ZIP Codes in New Jersey
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax