Comprehensive Local Credit Card Guide

Credit Cards in 07480 (West Milford, NJ)

Credit Card Debt in 07480

^ Average credit card debt in 07480 is approximately $5,484, based on overall New Jersey data. ^[1]

Credit Card Delinquency in 07480

^ Based on overall New Jersey data, the credit card delinquency rate in West Milford is approximately 0.56%. ^[2]

Credit Scores in 07480

^ The average credit score in West Milford is approximately 708, based on collective New Jersey data. ^[3]

Credit Card & Personal Finance Statistics in 07480

Credit Card Debt in 07480

07480 Credit Card Debt
- The estimated average credit card debt for 07480 residents is $5,484. ^[1]
- Average credit card debt amount in New Jersey (all cities) is 10% greater than the national average of $4,965.
- Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 07480

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07480 Credit Scores

Credit Scores in 07480
- Residents of 07480 (NJ) have an estimated average credit score of 708. ^[3]
- The average credit score in New Jersey (all cities) is 1.72% greater than the national average score of 696.
- New Jersey collectively ranks 21st in the U.S. in average credit score of residents. ^[3]

More 07480 (West Milford, NJ) Credit Stats

Credit card delinquency rates in New Jersey ^[2]
- New Jersey residents (all cities) rank 26th in the U.S. with a rate that is 2% less than the national average of 0.57%.

Cardholders in 07480 who are more than 90 days late on payments
- New Jersey Rate: 0.56%
- National Average: 0.57%

Statute of limitations for credit card debt in 07480 ^[4]
- 07480 (New Jersey) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 07480 (West Milford, NJ)

Recent credit card complaints originating from consumers in 07480, NJ. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 07480

Complaint Issue	Number of Complaints*
Unable to get your credit report or credit score	27
Improper use of your report	24
Incorrect information on your report	21
Problem with a credit reporting company's investigation	20
Problem with a purchase shown on your statement	5
Other	13

* Total 2021 - 2024 (current)

Additional information about New Jersey

About 07480

07480 is associated with the city of West Milford, which is located in Passaic County in the state of New Jersey. ^[6]

07480 Credit Cards

For more information about 07480 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in New Jersey

Cities in NJ

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New Jersey State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau