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Comprehensive Local Credit Card Guide

Credit Cards in 07189 (Newark, NJ)

Credit Card Debt in 07189

^ Average credit card debt in 07189 is approximately $5,484, based on overall New Jersey data. [1]

Credit Card Delinquency in 07189

^ Based on overall New Jersey data, the credit card delinquency rate in Newark is approximately 0.56%. [2]

Credit Scores in 07189

^ The average credit score in Newark is approximately 708, based on collective New Jersey data. [3]

NJ Credit Cards

Credit Card & Personal Finance Statistics in 07189

Credit Card Debt in 07189


  • 07189 Credit Card Debt
    • The estimated average credit card debt for 07189 residents is $5,484. [1]
    • Average credit card debt amount in New Jersey (all cities) is 10% greater than the national average of $4,965.
    • Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 07189


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07189 Credit Scores


  • Credit Scores in 07189
    • Residents of 07189 (NJ) have an estimated average credit score of 708. [3]
    • The average credit score in New Jersey (all cities) is 1.72% greater than the national average score of 696.
    • New Jersey collectively ranks 21st in the U.S. in average credit score of residents. [3]

More 07189 (Newark, NJ) Credit Stats

  • Credit card delinquency rates in New Jersey [2]
    • New Jersey residents (all cities) rank 26th in the U.S. with a rate that is 2% less than the national average of 0.57%.
  • Cardholders in 07189 who are more than 90 days late on payments
    • New Jersey Rate: 0.56%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 07189 [4]
    • 07189 (New Jersey) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 07189 (Newark, NJ)

Recent credit card complaints originating from consumers in 07189, NJ. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 07189

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about New Jersey

About 07189

07189 is associated with the city of Newark, which is located in Essex County in the state of New Jersey. [6]

NJ Credit Cards

07189 Credit Cards

For more information about 07189 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in New Jersey


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Cities in NJ

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New Jersey State Legislature

5. ^ Consumer financial complaints in 07189

6. ^ United States Census Bureau