New Jersey Credit Card & Personal Finance Statistics
New Jersey Credit Card Debt
- Credit Card Debt: NJ vs. U.S.
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- New Jersey residents have average credit card debt of $5,484. [1]
- The average credit card debt amount in New Jersey is
10% greater than the national average of $4,965.
- NJ ranks 6th in the nation in average credit card debt. [1]
Credit Card Delinquency in NJ
- Cardholders that are more than 90 days late on credit card payments in New Jersey [2]
-
- New Jersey ranks 26th in the nation with a credit card delinquency rate that
is 2% less than the national average of 0.57%.
- New Jersey Rate: 0.56%
- National Average: 0.57%
- Statute of limitations for credit card debt in New Jersey [4]
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- New Jersey: 6 years
- U.S. Average: 5.4 years
New Jersey Credit Scores
- Credit Scores: NJ vs. U.S.
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- New Jersey residents have an average credit score of 708. [3]
- The average credit score for New Jersey residents is
2% greater than the national average score of 696.
- NJ ranks 21st in the nation in average credit score. [3]
Additional information about New Jersey
About New Jersey
The state of New Jersey has a population of approximately 8,791,894, ranking 12th in the nation. [5]
More about New Jersey Credit Cards
For more information about New Jersey credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.
Did you know?
A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
4. ^ New Jersey State Legislature
5. ^ United States Census Bureau
6. ^ U.S. Federal Reserve
