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Comprehensive Local Credit Card Guide

Credit Cards in 63703 (Cape Girardeau, MO)

Credit Card Debt in 63703

^ Average credit card debt in 63703 is approximately $4,796, based on overall Missouri data. [1]

Credit Card Delinquency in 63703

^ Based on overall Missouri data, the credit card delinquency rate in Cape Girardeau is approximately 0.56%. [2]

Credit Scores in 63703

^ The average credit score in Cape Girardeau is approximately 696, based on collective Missouri data. [3]

MO Credit Cards

Credit Card & Personal Finance Statistics in 63703

Credit Card Debt in 63703


  • 63703 Credit Card Debt
    • The estimated average credit card debt for 63703 residents is $4,796. [1]
    • Average credit card debt amount in Missouri (all cities) is 3% less than the national average of $4,965.
    • Collectively, Missouri cities rank 30th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 63703


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63703 Credit Scores


  • Credit Scores in 63703
    • Residents of 63703 (MO) have an estimated average credit score of 696. [3]
    • The average credit score in Missouri (all cities) is exactly equal to the national average score of 696.
    • Missouri collectively ranks 33rd in the U.S. in average credit score of residents. [3]

More 63703 (Cape Girardeau, MO) Credit Stats

  • Credit card delinquency rates in Missouri [2]
    • Missouri residents (all cities) rank 25th in the U.S. with a rate that is 2% less than the national average of 0.57%.
  • Cardholders in 63703 who are more than 90 days late on payments
    • Missouri Rate: 0.56%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 63703 [4]
    • 63703 (Missouri) Law: 5 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 63703 (Cape Girardeau, MO)

Recent credit card complaints originating from consumers in 63703, MO. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 63703

Complaint Issue Number of Complaints*
Incorrect information on your report 7
Improper use of your report 6
Attempts to collect debt not owed 3
Managing, opening, or closing your mobile wallet account 1
Other features, terms, or problems 1
Other 1
* Total 2021 - 2024 (current)

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Additional information about Missouri

About 63703

63703 is associated with the city of Cape Girardeau, which is located in Cape Girardeau County in the state of Missouri. [6]

MO Credit Cards

63703 Credit Cards

For more information about 63703 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Missouri


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Cities in MO

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Missouri State Legislature

5. ^ Consumer financial complaints in 63703

6. ^ United States Census Bureau