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Comprehensive Local Credit Card Guide

Shelby Credit Cards

Credit Card Debt in Shelby

^ Average credit card debt in Shelby is approximately $4,594, based on overall Mississippi data. [1]

Credit Card Delinquency in Shelby

^ Based on overall MS data, the credit card delinquency rate in Shelby is approximately 0.87%. [2]

Credit Scores in Shelby

^ The average credit score in Shelby is approximately 661, based on collective Mississippi data. [3]

MS Credit Cards

Shelby, MS Credit Card & Personal Finance Statistics

Shelby Credit Card Debt


  • Credit Card Debt in Shelby
    • The estimated average credit card debt for Shelby residents is $4,594. [1]
    • Average credit card debt amount in Mississippi (all cities) is 7% less than the national average of $4,965.
    • Collectively, Mississippi cities rank 37th in the U.S. in average credit card debt. [1]

Shelby Credit Card Calculator


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Shelby Credit Scores


  • Credit Scores in Shelby
    • Residents of Shelby, MS have an estimated average credit score of 661. [3]
    • The average credit score in Mississippi (all cities) is 5.03% less than the national average score of 696.
    • Mississippi collectively ranks 51st in the U.S. in average credit score of residents. [3]

More Shelby, MS Credit Stats

  • Credit card delinquency rates in Mississippi [2]
    • Mississippi residents (all cities) rank 1st in the U.S. with a rate that is 53% greater than the national average of 0.57%.
  • Shelby cardholders that are more than 90 days late on payments
    • Mississippi Rate: 0.87%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Shelby [4]
    • Shelby (Mississippi) Law: 3 years
    • U.S. State Average: 5.4 years
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Additional information about Mississippi

About Shelby

Shelby is a city located in Bolivar County in the state of Mississippi, and has a population of approximately 2,229. [6]

MS Credit Cards

Shelby Credit Cards

For more information about Shelby credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Additional Cities in MS

ZIP Codes in Mississippi


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Mississippi State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau