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Comprehensive Local Credit Card Guide

Ocean Springs Credit Cards

Credit Card Debt in Ocean Springs

^ Average credit card debt in Ocean Springs is approximately $4,594, based on overall Mississippi data. [1]

Credit Card Delinquency in Ocean Springs

^ Based on overall MS data, the credit card delinquency rate in Ocean Springs is approximately 0.87%. [2]

Credit Scores in Ocean Springs

^ The average credit score in Ocean Springs is approximately 661, based on collective Mississippi data. [3]

MS Credit Cards

Ocean Springs, MS Credit Card & Personal Finance Statistics

Ocean Springs Credit Card Debt


  • Credit Card Debt in Ocean Springs
    • The estimated average credit card debt for Ocean Springs residents is $4,594. [1]
    • Average credit card debt amount in Mississippi (all cities) is 7% less than the national average of $4,965.
    • Collectively, Mississippi cities rank 37th in the U.S. in average credit card debt. [1]

Ocean Springs Credit Card Calculator


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Ocean Springs Credit Scores


  • Credit Scores in Ocean Springs
    • Residents of Ocean Springs, MS have an estimated average credit score of 661. [3]
    • The average credit score in Mississippi (all cities) is 5.03% less than the national average score of 696.
    • Mississippi collectively ranks 51st in the U.S. in average credit score of residents. [3]

More Ocean Springs, MS Credit Stats

  • Credit card delinquency rates in Mississippi [2]
    • Mississippi residents (all cities) rank 1st in the U.S. with a rate that is 53% greater than the national average of 0.57%.
  • Ocean Springs cardholders that are more than 90 days late on payments
    • Mississippi Rate: 0.87%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Ocean Springs [4]
    • Ocean Springs (Mississippi) Law: 3 years
    • U.S. State Average: 5.4 years
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Additional information about Mississippi

About Ocean Springs

Ocean Springs is a city located in Jackson County in the state of Mississippi, and has a population of approximately 17,442. [6]

MS Credit Cards

Ocean Springs Credit Cards

For more information about Ocean Springs credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Additional Cities in MS

ZIP Codes in Mississippi


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Mississippi State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau