Credit Card & Personal Finance Statistics in 39096
Credit Card Debt in 39096
- 39096 Credit Card Debt
-
- The estimated average credit card debt for 39096 residents is $4,594. [1]
- Average credit card debt amount in Mississippi (all cities) is
7% less than the national average of $4,965.
- Collectively, Mississippi cities rank 37th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 39096
39096 Credit Scores
- Credit Scores in 39096
-
- Residents of 39096 (MS) have an estimated average credit score of 661. [3]
- The average credit score in Mississippi (all cities) is
5.03% less than the national average score of 696.
- Mississippi collectively ranks 51st in the U.S. in average credit score of residents. [3]
More 39096 (Lorman, MS) Credit Stats
- Credit card delinquency rates in Mississippi [2]
-
- Mississippi residents (all cities) rank 1st in the U.S. with a rate that
is 53% greater than the national average of 0.57%.
- Cardholders in 39096 who are more than 90 days late on payments
-
- Mississippi Rate: 0.87%
- National Average: 0.57%
- Statute of limitations for credit card debt in 39096 [4]
-
- 39096 (Mississippi) Law: 3 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 39096 (Lorman, MS)
Recent credit card complaints originating from consumers in 39096, MS. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 39096
| Complaint Issue |
Number of Complaints* |
| Attempts to collect debt not owed |
4 |
| Charged fees or interest you didn't expect |
1 |
| Managing an account |
1 |
| Managing, opening, or closing your mobile wallet account |
1 |
| Struggling to pay your loan |
1 |
* Total 2021 - 2024 (current)
Additional information about Mississippi
About 39096
39096 is associated with the city of Lorman, which is located in Jefferson County in the state of Mississippi. [6]
Did you know?
The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.
Other ZIP Codes in Mississippi
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
