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Comprehensive Local Credit Card Guide

Credit Cards in 38620 (Courtland, MS)

Credit Card Debt in 38620

^ Average credit card debt in 38620 is approximately $4,594, based on overall Mississippi data. [1]

Credit Card Delinquency in 38620

^ Based on overall Mississippi data, the credit card delinquency rate in Courtland is approximately 0.87%. [2]

Credit Scores in 38620

^ The average credit score in Courtland is approximately 661, based on collective Mississippi data. [3]

MS Credit Cards

Credit Card & Personal Finance Statistics in 38620

Credit Card Debt in 38620


  • 38620 Credit Card Debt
    • The estimated average credit card debt for 38620 residents is $4,594. [1]
    • Average credit card debt amount in Mississippi (all cities) is 7% less than the national average of $4,965.
    • Collectively, Mississippi cities rank 37th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 38620


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38620 Credit Scores


  • Credit Scores in 38620
    • Residents of 38620 (MS) have an estimated average credit score of 661. [3]
    • The average credit score in Mississippi (all cities) is 5.03% less than the national average score of 696.
    • Mississippi collectively ranks 51st in the U.S. in average credit score of residents. [3]

More 38620 (Courtland, MS) Credit Stats

  • Credit card delinquency rates in Mississippi [2]
    • Mississippi residents (all cities) rank 1st in the U.S. with a rate that is 53% greater than the national average of 0.57%.
  • Cardholders in 38620 who are more than 90 days late on payments
    • Mississippi Rate: 0.87%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 38620 [4]
    • 38620 (Mississippi) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 38620 (Courtland, MS)

Recent credit card complaints originating from consumers in 38620, MS. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 38620

Complaint Issue Number of Complaints*
Problem with a company's investigation into an existing problem 4
Incorrect information on your report 2
Closing an account 1
Improper use of your report 1
Managing an account 1
Other 2
* Total 2021 - 2024 (current)

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Additional information about Mississippi

About 38620

38620 is associated with the city of Courtland, which is located in Panola County in the state of Mississippi. [6]

MS Credit Cards

38620 Credit Cards

For more information about 38620 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Mississippi


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Cities in MS

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Mississippi State Legislature

5. ^ Consumer financial complaints in 38620

6. ^ United States Census Bureau