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Comprehensive Local Credit Card Guide

Utica Credit Cards

Credit Card Debt in Utica

^ Average credit card debt in Utica is approximately $4,541, based on overall Minnesota data. [1]

Credit Card Delinquency in Utica

^ Based on overall MN data, the credit card delinquency rate in Utica is approximately 0.37%. [2]

Credit Scores in Utica

^ The average credit score in Utica is approximately 720, based on collective Minnesota data. [3]

MN Credit Cards

Utica, MN Credit Card & Personal Finance Statistics

Utica Credit Card Debt


  • Credit Card Debt in Utica
    • The estimated average credit card debt for Utica residents is $4,541. [1]
    • Average credit card debt amount in Minnesota (all cities) is 9% less than the national average of $4,965.
    • Collectively, Minnesota cities rank 43rd in the U.S. in average credit card debt. [1]

Utica Credit Card Calculator


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Utica Credit Scores


  • Credit Scores in Utica
    • Residents of Utica, MN have an estimated average credit score of 720. [3]
    • The average credit score in Minnesota (all cities) is 3.45% greater than the national average score of 696.
    • Minnesota collectively ranks 3rd in the U.S. in average credit score of residents. [3]

More Utica, MN Credit Stats

  • Credit card delinquency rates in Minnesota [2]
    • Minnesota residents (all cities) rank 48th in the U.S. with a rate that is 35% less than the national average of 0.57%.
  • Utica cardholders that are more than 90 days late on payments
    • Minnesota Rate: 0.37%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Utica [4]
    • Utica (Minnesota) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Minnesota

About Utica

Utica is a city located in Winona County in the state of Minnesota, and has a population of approximately 291. [6]

MN Credit Cards

Utica Credit Cards

For more information about Utica credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Additional Cities in MN

ZIP Codes in Minnesota


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Minnesota State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau