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Comprehensive Local Credit Card Guide

Paynesville Credit Cards

Credit Card Debt in Paynesville

^ Average credit card debt in Paynesville is approximately $4,541, based on overall Minnesota data. [1]

Credit Card Delinquency in Paynesville

^ Based on overall MN data, the credit card delinquency rate in Paynesville is approximately 0.37%. [2]

Credit Scores in Paynesville

^ The average credit score in Paynesville is approximately 720, based on collective Minnesota data. [3]

MN Credit Cards

Paynesville, MN Credit Card & Personal Finance Statistics

Paynesville Credit Card Debt


  • Credit Card Debt in Paynesville
    • The estimated average credit card debt for Paynesville residents is $4,541. [1]
    • Average credit card debt amount in Minnesota (all cities) is 9% less than the national average of $4,965.
    • Collectively, Minnesota cities rank 43rd in the U.S. in average credit card debt. [1]

Paynesville Credit Card Calculator


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Paynesville Credit Scores


  • Credit Scores in Paynesville
    • Residents of Paynesville, MN have an estimated average credit score of 720. [3]
    • The average credit score in Minnesota (all cities) is 3.45% greater than the national average score of 696.
    • Minnesota collectively ranks 3rd in the U.S. in average credit score of residents. [3]

More Paynesville, MN Credit Stats

  • Credit card delinquency rates in Minnesota [2]
    • Minnesota residents (all cities) rank 48th in the U.S. with a rate that is 35% less than the national average of 0.57%.
  • Paynesville cardholders that are more than 90 days late on payments
    • Minnesota Rate: 0.37%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Paynesville [4]
    • Paynesville (Minnesota) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Minnesota

About Paynesville

Paynesville is a city located in Stearns County in the state of Minnesota, and has a population of approximately 2,432. [6]

MN Credit Cards

Paynesville Credit Cards

For more information about Paynesville credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Additional Cities in MN

ZIP Codes in Minnesota


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Minnesota State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau