Otsego, MN Credit Card & Personal Finance Statistics
Otsego Credit Card Debt
- Credit Card Debt in Otsego
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- The estimated average credit card debt for Otsego residents is $4,541. [1]
- Average credit card debt amount in Minnesota (all cities) is
9% less than the national average of $4,965.
- Collectively, Minnesota cities rank 43rd in the U.S. in average credit card debt. [1]
Otsego Credit Card Calculator
Otsego Credit Scores
- Credit Scores in Otsego
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- Residents of Otsego, MN have an estimated average credit score of 720. [3]
- The average credit score in Minnesota (all cities) is
3.45% greater than the national average score of 696.
- Minnesota collectively ranks 3rd in the U.S. in average credit score of residents. [3]
More Otsego, MN Credit Stats
- Credit card delinquency rates in Minnesota [2]
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- Minnesota residents (all cities) rank 48th in the U.S. with a rate that
is 35% less than the national average of 0.57%.
- Otsego cardholders that are more than 90 days late on payments
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- Minnesota Rate: 0.37%
- National Average: 0.57%
- Statute of limitations for credit card debt in Otsego [4]
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- Otsego (Minnesota) Law: 6 years
- U.S. State Average: 5.4 years
Additional information about Minnesota
About Otsego
Otsego is a city located in Wright County in the state of Minnesota, and has a population of approximately 13,571. [6]
Did you know?
The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
4. ^ Minnesota State Legislature
5. ^ Consumer Financial Protection Bureau
6. ^ United States Census Bureau
