Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 56093 (Waseca, MN)

Credit Card Debt in 56093

^ Average credit card debt in 56093 is approximately $4,541, based on overall Minnesota data. [1]

Credit Card Delinquency in 56093

^ Based on overall Minnesota data, the credit card delinquency rate in Waseca is approximately 0.37%. [2]

Credit Scores in 56093

^ The average credit score in Waseca is approximately 720, based on collective Minnesota data. [3]

MN Credit Cards

Credit Card & Personal Finance Statistics in 56093

Credit Card Debt in 56093


  • 56093 Credit Card Debt
    • The estimated average credit card debt for 56093 residents is $4,541. [1]
    • Average credit card debt amount in Minnesota (all cities) is 9% less than the national average of $4,965.
    • Collectively, Minnesota cities rank 43rd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 56093


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


56093 Credit Scores


  • Credit Scores in 56093
    • Residents of 56093 (MN) have an estimated average credit score of 720. [3]
    • The average credit score in Minnesota (all cities) is 3.45% greater than the national average score of 696.
    • Minnesota collectively ranks 3rd in the U.S. in average credit score of residents. [3]

More 56093 (Waseca, MN) Credit Stats

  • Credit card delinquency rates in Minnesota [2]
    • Minnesota residents (all cities) rank 48th in the U.S. with a rate that is 35% less than the national average of 0.57%.
  • Cardholders in 56093 who are more than 90 days late on payments
    • Minnesota Rate: 0.37%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 56093 [4]
    • 56093 (Minnesota) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 56093 (Waseca, MN)

Recent credit card complaints originating from consumers in 56093, MN. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 56093

Complaint Issue Number of Complaints*
Incorrect information on your report 3
Problem with a credit reporting company's investigation 2
Closing an account 1
Problem with a company's investigation into an existing problem 1
* Total 2021 - 2024 (current)

CIT Savings Builder

Additional information about Minnesota

About 56093

56093 is associated with the city of Waseca, which is located in Waseca County in the state of Minnesota. [6]

MN Credit Cards

56093 Credit Cards

For more information about 56093 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Minnesota


Go

Cities in MN

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Minnesota State Legislature

5. ^ Consumer financial complaints in 56093

6. ^ United States Census Bureau