Comprehensive Local Credit Card Guide

White Cloud Credit Cards

Credit Card Debt in White Cloud

^ Average credit card debt in White Cloud is approximately $4,558, based on overall Michigan data. ^[1]

Credit Card Delinquency in White Cloud

^ Based on overall MI data, the credit card delinquency rate in White Cloud is approximately 0.55%. ^[2]

Credit Scores in White Cloud

^ The average credit score in White Cloud is approximately 697, based on collective Michigan data. ^[3]

White Cloud, MI Credit Card & Personal Finance Statistics

White Cloud Credit Card Debt

Credit Card Debt in White Cloud
- The estimated average credit card debt for White Cloud residents is $4,558. ^[1]
- Average credit card debt amount in Michigan (all cities) is 8% less than the national average of $4,965.
- Collectively, Michigan cities rank 41st in the U.S. in average credit card debt. ^[1]

White Cloud Credit Card Calculator

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White Cloud Credit Scores

Credit Scores in White Cloud
- Residents of White Cloud, MI have an estimated average credit score of 697. ^[3]
- The average credit score in Michigan (all cities) is 0.14% greater than the national average score of 696.
- Michigan collectively ranks 31st in the U.S. in average credit score of residents. ^[3]

More White Cloud, MI Credit Stats

Credit card delinquency rates in Michigan ^[2]
- Michigan residents (all cities) rank 27th in the U.S. with a rate that is 4% less than the national average of 0.57%.

White Cloud cardholders that are more than 90 days late on payments
- Michigan Rate: 0.55%
- National Average: 0.57%

Statute of limitations for credit card debt in White Cloud ^[4]
- White Cloud (Michigan) Law: 6 years
- U.S. State Average: 5.4 years

Additional information about Michigan

About White Cloud

White Cloud is a city located in Newaygo County in the state of Michigan, and has a population of approximately 1,408. ^[6]

White Cloud Credit Cards

For more information about White Cloud credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Additional Cities in MI

ZIP Codes in Michigan

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Michigan State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau