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Comprehensive Local Credit Card Guide

Utica Credit Cards

Credit Card Debt in Utica

^ Average credit card debt in Utica is approximately $4,558, based on overall Michigan data. [1]

Credit Card Delinquency in Utica

^ Based on overall MI data, the credit card delinquency rate in Utica is approximately 0.55%. [2]

Credit Scores in Utica

^ The average credit score in Utica is approximately 697, based on collective Michigan data. [3]

MI Credit Cards

Utica, MI Credit Card & Personal Finance Statistics

Utica Credit Card Debt


  • Credit Card Debt in Utica
    • The estimated average credit card debt for Utica residents is $4,558. [1]
    • Average credit card debt amount in Michigan (all cities) is 8% less than the national average of $4,965.
    • Collectively, Michigan cities rank 41st in the U.S. in average credit card debt. [1]

Utica Credit Card Calculator


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Utica Credit Scores


  • Credit Scores in Utica
    • Residents of Utica, MI have an estimated average credit score of 697. [3]
    • The average credit score in Michigan (all cities) is 0.14% greater than the national average score of 696.
    • Michigan collectively ranks 31st in the U.S. in average credit score of residents. [3]

More Utica, MI Credit Stats

  • Credit card delinquency rates in Michigan [2]
    • Michigan residents (all cities) rank 27th in the U.S. with a rate that is 4% less than the national average of 0.57%.
  • Utica cardholders that are more than 90 days late on payments
    • Michigan Rate: 0.55%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Utica [4]
    • Utica (Michigan) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Michigan

About Utica

Utica is a city located in Macomb County in the state of Michigan, and has a population of approximately 4,757. [6]

MI Credit Cards

Utica Credit Cards

For more information about Utica credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Additional Cities in MI

ZIP Codes in Michigan


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Michigan State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau