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Comprehensive Local Credit Card Guide

Troy Credit Cards

Credit Card Debt in Troy

^ Average credit card debt in Troy is approximately $4,558, based on overall Michigan data. [1]

Credit Card Delinquency in Troy

^ Based on overall MI data, the credit card delinquency rate in Troy is approximately 0.55%. [2]

Credit Scores in Troy

^ The average credit score in Troy is approximately 697, based on collective Michigan data. [3]

MI Credit Cards

Troy, MI Credit Card & Personal Finance Statistics

Troy Credit Card Debt


  • Credit Card Debt in Troy
    • The estimated average credit card debt for Troy residents is $4,558. [1]
    • Average credit card debt amount in Michigan (all cities) is 8% less than the national average of $4,965.
    • Collectively, Michigan cities rank 41st in the U.S. in average credit card debt. [1]

Troy Credit Card Calculator


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Troy Credit Scores


  • Credit Scores in Troy
    • Residents of Troy, MI have an estimated average credit score of 697. [3]
    • The average credit score in Michigan (all cities) is 0.14% greater than the national average score of 696.
    • Michigan collectively ranks 31st in the U.S. in average credit score of residents. [3]

More Troy, MI Credit Stats

  • Credit card delinquency rates in Michigan [2]
    • Michigan residents (all cities) rank 27th in the U.S. with a rate that is 4% less than the national average of 0.57%.
  • Troy cardholders that are more than 90 days late on payments
    • Michigan Rate: 0.55%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Troy [4]
    • Troy (Michigan) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Michigan

About Troy

Troy is a city located in Oakland County in the state of Michigan, and has a population of approximately 80,980. [6]

MI Credit Cards

Troy Credit Cards

For more information about Troy credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Additional Cities in MI

ZIP Codes in Michigan


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Michigan State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau