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Comprehensive Local Credit Card Guide

Birmingham Credit Cards

Credit Card Debt in Birmingham

^ Average credit card debt in Birmingham is approximately $4,558, based on overall Michigan data. [1]

Credit Card Delinquency in Birmingham

^ Based on overall MI data, the credit card delinquency rate in Birmingham is approximately 0.55%. [2]

Credit Scores in Birmingham

^ The average credit score in Birmingham is approximately 697, based on collective Michigan data. [3]

MI Credit Cards

Birmingham, MI Credit Card & Personal Finance Statistics

Birmingham Credit Card Debt


  • Credit Card Debt in Birmingham
    • The estimated average credit card debt for Birmingham residents is $4,558. [1]
    • Average credit card debt amount in Michigan (all cities) is 8% less than the national average of $4,965.
    • Collectively, Michigan cities rank 41st in the U.S. in average credit card debt. [1]

Birmingham Credit Card Calculator


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Birmingham Credit Scores


  • Credit Scores in Birmingham
    • Residents of Birmingham, MI have an estimated average credit score of 697. [3]
    • The average credit score in Michigan (all cities) is 0.14% greater than the national average score of 696.
    • Michigan collectively ranks 31st in the U.S. in average credit score of residents. [3]

More Birmingham, MI Credit Stats

  • Credit card delinquency rates in Michigan [2]
    • Michigan residents (all cities) rank 27th in the U.S. with a rate that is 4% less than the national average of 0.57%.
  • Birmingham cardholders that are more than 90 days late on payments
    • Michigan Rate: 0.55%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Birmingham [4]
    • Birmingham (Michigan) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Michigan

About Birmingham

Birmingham is a city located in Oakland County in the state of Michigan, and has a population of approximately 20,103. [6]

MI Credit Cards

Birmingham Credit Cards

For more information about Birmingham credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Additional Cities in MI

ZIP Codes in Michigan


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Michigan State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau